MORTGAGE TRANSFER: HOW TO REDUCE YOUR INSTALLMENTS
MORTGAGE TRANSFER: HOW TO REDUCE YOUR INSTALLMENTS
Did you know that you can reduce your monthly mortgage installments by transferring your credit to another bank? Often, the conditions initially contracted can be improved, resulting in significant savings in the long run.
In this article, we explain how the mortgage transfer process works and how we can help you find the best solutions for your case, at no additional cost.
WHAT IS CREDIT TRANSFER?
Credit transfer, also known as credit portability, consists of migrating your mortgage agreement from one banking institution to another that offers more advantageous conditions. These conditions may include:
- Lower interest rates;
- Reduction of monthly installments;
- Adjustments in payment terms;
- Exemption from commissions or charges.
- Benefits of Credit Transfer
Choosing to transfer your mortgage can bring several advantages, such as:
Monthly savings: With more competitive interest rates, it is possible to significantly reduce the value of your installments.
Better financial management: The reduction in the monthly financial effort allows for greater margin for other investments or expenses.
More favourable contractual conditions: Take advantage of new offerings in the market that may include lower charges or greater flexibility in terms.
HOW DOES THE PROCESS WORK?
The credit transfer process can be broken down into a few simple steps:
Analysis of the current situation: The first step is to evaluate the current conditions of your mortgage agreement, including the interest rate, installments and remaining term.
Simulation in different banks: We identify the institutions that offer the most advantageous conditions for your profile.
Approval and formalization: Our team takes care of the entire bureaucratic process, ensuring that the transfer is quick and hassle-free.
HOW CAN WE HELP?
Our credit intermediation department specializes in finding customized solutions for each client. We work at no cost to you, ensuring:
Detailed Analysis: We evaluate your case rigorously to identify the best transfer options.
Negotiation with Banks: We guarantee the most advantageous conditions for your new contract.
Complete follow-up: We manage all stages of the process, from simulation to signing the new contract.
CONTACT US...
Don't wait any longer to improve the conditions of your home loan. Book a detailed analysis of your case with our specialized team. We are ready to help you save and better manage your finances, without any cost or commitment.
